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Sending money from the Middle East to India is made easy with IndiaLink. Many individuals from countries like Saudi Arabia, UAE, and Qatar use IndiaLink because of its security and convenience. You can send money directly to bank accounts in India, ensuring your loved ones receive it quickly. 

Key Features

Features

IndiaLink - A convenient, safe, and swift service for sending money to India from the Middle East.

  • Get funds credited to your HDFC Bank Account or other banks within 2 hours (subject to NEFT/RTGS deadlines).
  • Use HDFC Bank's IndiaLink through banks and exchange houses to save money on transfer fees.
  • Enjoy peace of mind with fully automated processing that eliminates the risk of manual errors.
  • Both sender and recipient receive SMS notifications confirming transaction completion.
  • Send a Demand Draft to your recipient, delivered within 3 working days, with a personalised message included.
  • Receive an acknowledgement from the exchange house upon delivery of your Demand Draft.
  • Expedited processing at exchange houses and banks with our 'Frequent User Card', reducing transaction time.
  • Easily track your transaction's progress with real-time updates from exchange houses or banks.
Features

Remittance Access Point in the Gulf

To use IndiaLink, simply follow these steps:

Remittance Access Point in the Gulf

Your queries answered here

The remittance charges structure for sending money from the Middle East to India with IndiaLink are as follows:

  • For transactions up to $500 or equivalent: ₹500 per transaction.
  • For transactions above $500 or equivalent: ₹1,000 per transaction.
  • There is also a Goods and Services Tax (GST) of 18% that is applicable on the commission/fee/charge amount.

To remit money from the Middle East, visit our website and follow these steps: Navigate to NRI -> Pay-> Money Transfers-> Money Transfer from the Middle East -> IndiaLink. 

The key benefits when you transfer money from Middle East to India using Indialink are:

  • Receive funds in your HDFC Bank Account or other banks within 2 hours (subject to NEFT/RTGS cutoffs).
  • Utilise HDFC Bank's IndiaLink via banks and exchange houses to reduce transfer costs.
  • Benefit from automated processing through HDFC Bank's IndiaLink, ensuring error-free transactions.
  • Easily track your transaction's progress with real-time updates from exchange houses or banks.

The key features of remitting money from the Middle East to India through Indialink include:

  • Both sender and recipient get SMS alerts confirming the transaction.
  • Individuals can send a personalised Demand Draft, delivered in 3 working days.
  • Remitters receive an acknowledgement upon Demand Draft delivery by the exchange house.
  • Faster processing with 'Frequent User Card' at exchange houses and banks.

Money sent from the Middle East to India through IndiaLink may have tax implications depending on the nature of the funds and the recipient. Under Indian tax laws, gifts received from specified relatives, including parents, siblings, and spouses, are generally exempt from tax. However, gifts from other relatives and non-relatives exceeding ₹50,000 in a financial year are taxable as income. It's advisable to consult with a tax advisor or financial expert to understand specific exemptions and tax liabilities based on individual circumstances.