Savings Max Account

What's in store for you?

Key Features

Hassle-Free Digital Setup

  • Seamless, fully digital onboarding process.

  • No physical paperwork required.

Instant Digital Access

  • Enables instant access to digital banking.

  • Link multiple Customer IDs under one user ID.

Unified Account Management

  • Access balances, statements, fund transfers, and more.

  • Single login for personal and business accounts.

Savings Max Account

Wondering if you are eligible?

  • HDFC Bank Current Account holder.
  • Authorised signatory.
  • NetBanking access.
  • Active Debit Card.
Savings Max Account

Documents to get you started

Sole Proprietorships / Individual Current Accounts:

  • ₹10 lakh/day limit by default.
  • ₹10 lakh/day limit by default.

Individuals / HUFs / Sole Proprietorships:

  • Duly filled application form.
  • No extra documents needed.

Partnership Firms:

  • Duly filled application form.
  • Partnership letter (prescribed format).

Company:

  • Duly filled form.
  • Board Resolution (prescribed format).

Features you deserve

Enhanced Fund Transfer Limits

  • Transfer up to ₹50 lakh per account.
  • Transfer up to ₹10 lakh per day.
  • Ideal for high-volume business transactions.
Enhanced Fund Transfer Limits

Manage Working Capital

  • Apply for Bank Guarantees and Letters of Credit.
  • Facilitate international remittances.
  • Upload stock statements and import/export documents.
  • Receive real-time updates on trade transactions.
Manage Working Capital

Simplified Business Transactions

  • Create GST-compliant invoices.
  • Track payments and vendor due dates.
  • Manage partial/outstanding payments and reconcile accounts.
  • Enter manual cash transactions as needed.
Simplified Business Transactions

Accounting ERP Integration

  • Plugin available for major ERP systems.
  • Auto-sync payment and collection data.
  • Import bills, track invoices, and reduce manual errors.
Accounting ERP Integration

GST Calculation & Filing

  • Automate GST calculations.
  • Create challans directly from the platform.
  • Integrate fund transfers with ERP systems.
  • Use eCMS Virtual Account Number.
  • Customise business payments at just ₹ 1.20 per transfer.
GST Calculation & Filing

Note:

Note:

Frequently Asked Questions

HDFC Bank customers holding a current account or self-employed savings account can register for and avail of the MyBusiness Digital Banking facility.

The registration process is simple, fully digital, and can be completed in under three minutes. You will need the authorised signatory’s Customer ID, email ID, and mobile number updated on the Customer ID, along with the authorised signatory’s PAN and NetBanking or Debit Card credentials. View the video for step-by-step guidance.

You can avail a transfer limit of ₹50 lakh per account via MyBusiness Digital Banking. Sole proprietors and individual current account holders are provided with a default limit of ₹10 lakh at the User ID level, usable without any documentation.

Yes. The limits can be customised based on your specific requirements using a form-based process. The form is available online and must be filled out, downloaded, and submitted at your HDFC Bank branch along with the required documentation. Please refer to the documentation section for details.

Yes, the default limit will continue to apply to the remaining sole proprietorship and individual current accounts. For accounts where a form-based request has already been submitted or will be submitted in the future, the form-based limit will override the default limit.

Yes, a one-level maker-checker facility with a fully digital process is available on the platform. View the video to learn more about it.

Yes. If the maker-checker facility is enabled, file-based fund transfer requests can be uploaded. Each file can contain up to 25 records.

Tally, Zoho, Marg, Busy, and Oracle NetSuite are currently supported. Integration allows two-way synchronisation of ERP and bank data. Support is provided for initial setup. You may visit the Finance Hub portal on the platform and schedule a session from the Cashflow Analytics section. A support team member will assist you via an online call.

HDFC Bank’s eCMS facility streamlines fund transfers at a nominal cost. The current transaction fee is ₹1.20 per inward transaction, applicable to NEFT, RTGS, IMPS, and within-HDFC Bank transfers. Fees are billed monthly to your account, along with a GST invoice for the charges levied.