Prime Premier Banking Eligibility Criteria

The following are the eligibility criteria* for Prime Premier Banking:

  • You must maintain an Average Monthly Balance of ₹35,000 in a Savings Account.
    OR
  • You must maintain an Average Quarterly Balance of ₹75,000 in a Current Account.
    OR
  • You must maintain an Average Monthly Balance of ₹1 Lakh in a combination of Savings Accounts, Current Accounts and Fixed Deposits.
    OR
  • You must receive a monthly net salary credit of ₹35,000 & above in an HDFC Bank Corp Salary Account#

Note :

  • *Balance is measured as a combined balance across account/s linked to your Customer ID or over the account/s of other customers linked to your “Group” (as defined in the HDFC Bank Programme Terms and conditions).

  • The tenor of the Fixed Deposits should be at least six months.

  • # Salary credit will be considered individually at Group Id level.

  • ​​​HDFC Bank Programme Terms and Conditions Apply.

  • Click here to know more about Prime Premier Banking.

  • Click here to read the Terms and Conditions of Prime Premier Banking.

Disclaimer : Terms and conditions apply. Prime Premier Banking approvals are at the sole discretion of HDFC Bank Limited and are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates. 

Frequently Asked Questions

To qualify for Prime Premier Banking, you must meet one of the following criteria:
 

  • Maintain an Average Monthly Balance of ₹35,000 in a Savings Account, or

  • Maintain an Average Quarterly Balance of ₹75,000 in a Current Account, or

  • Keep a combined Average Monthly Balance of ₹100,000 across Savings, Current, and Fixed Deposits (with FD tenor ≥ 6 months), or 

  • Have a monthly net salary credit of ₹35,000 or more into an HDFC Corporate Salary Account.

Yes. To maintain Prime Premier Banking, you must meet one of the following balance criteria:
 

  • Savings Account: An average monthly balance of ₹35,000.

  • Current Account: An average quarterly balance of ₹75,000.

  • Combined Accounts: An average monthly balance of ₹1 Lakh across Savings, Current, and Fixed Deposit Accounts. 

  • HDFC Corporate Salary Account: ₹35,000 or more monthly net salary credit into an HDFC Corporate Salary Account.

Yes, if you're applying for Prime Premier Banking based on salary credit or income criteria, we may request documents such as recent salary slips, bank statements, or an employer letter to verify your eligibility.