All you need to know about Classic Banking Eligibility Requirement


A minimum average monthly balance of ₹1 lakh in the Savings account.  
Or   
A minimum quarterly monthly balance of ₹2 lakh in a Current Account.  
Or  
A minimum average monthly balance of ₹5 lakh in a combination of Savings Accounts, Current Accounts and Fixed Deposits.  
OR  
For salaried customer, monthly net salary credit of ₹1 lakh and above in HDFC Bank Corp Salary Account. 

Please note:

  • Balance is measured as a combination of the balances across all the accounts linked to your Customer ID or the accounts of other customers linked to your "Group" as defined by the HDFC Bank Programme Terms and Conditions.
  • Fixed Deposits should have a minimum tenor of 6 months.
  • Credited salary will be considered individually at the Group ID level.
  • HDFC Bank Programme Terms and Conditions Apply.

 

Frequently Asked Questions

The eligibility of Classic Banking needs to be fulfilled. These eligibility criteria include maintaining an Average Monthly Balance of ₹1 lakh in their Savings Account and upholding an Average Quarterly Balance of ₹2 lakh in their current account. Additionally, they must ensure an Average Monthly Balance of ₹5 lakh, which encompasses both their savings account and fixed deposit. Salaried customers seeking Classic Banking privileges must receive a monthly net salary credit of ₹1 lakh or more in their HDFC Bank Corp Salary Account. It is essential to note that the assessment of balances takes into account combined balances across accounts linked to the customer's ID or those of other customers within their "Group," as stipulated in the HDFC Bank Programme terms and conditions. Moreover, fixed deposits must have a minimum tenor of six months, and salary credits will be evaluated individually at the Group ID level.