Niva Bupa Arogya Sanjeevani Mediclaim Policy Eligibility Criteria

Eligibility

• Entry Age and family coverage

The entry age for adults under this policy can be from 18 to 65 years. The entry age for dependent children is from 3 months to 25 years. There is no exit age under this Policy.

The policy can be taken individually or for the family on either individual or floater basis. The following members are allowed to be covered under the policy:

• Self/Proposer

• Legally wedded spouse

• Parents and Parents-in-law

• Dependent children (natural or legally adopted) aged between 3 months to 25 years. Further, if the child above 18 years of age is financially independent, he or she shall be ineligible for coverage in the subsequent renewals

Policy Term

• The policy term is one year.

Waiting Periods

• Pre-existing disease waiting period of 48 months since inception of the policy and subject to continuous renewal.

• Initial waiting period of 30 days unless the treatment needed is the result of an Accident.

• Specific waiting period of 24/48 months, since the inception of the first policy with us, for some conditions as specified in policy terms and conditions, unless the condition is directly caused by Accident (covered from day 1).

• Please do read more about the common exclusions and specific waiting period in the policy terms & conditions.