UPI RuPay Biz Credit Card Fees and Charges

  • Joining/Renewal Membership Fee
  • Joining Fee: ₹250 plus applicable taxes
  • Renewal Fee: ₹250 plus applicable taxes
  • Fee Waiver: Spend ₹25,000 or more within a calendar year prior to your Credit Card renewal date and enjoy a waiver on your renewal fee starting from the second year.
  • Click here to learn about HDFC Bank UPI RuPay Biz Credit Card
  • Click here for detailed Fees and Charges
  • Click here for detailed Terms and Conditions
  • Click here for the Card Member Agreement
  • Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank UPI RuPay Biz Credit Card offers credit card benefits on UPI payments. It provides 3% CashPoints on groceries, supermarkets, dining, and PayZapp transactions, 2% on utility spends, and 1% on other spends. The card is virtual-only, auto-registered in HDFC Bank MyCards, and offers up to 50 days (about 1 and a half months) of interest-free credit.

The renewal charge for the HDFC Bank UPI RuPay Biz Credit Card is ₹250 plus applicable taxes. However, this fee is waived if you spend ₹25,000 or more in the annual year before the renewal date.

The joining fee for the HDFC Bank UPI RuPay Biz Credit Card is ₹250 plus applicable taxes. This fee is part of a festive season offer.

The foreign transaction fee on the HDFC Bank UPI RuPay Biz Credit Card is 3.50% of the transaction amount.

On the HDFC Bank UPI RuPay Biz Credit Card, a balance transfer fee of ₹250 or 1% of the transfer amount, whichever is more, along with applicable taxes, is applied.

The HDFC Bank UPI RuPay Biz Credit Card charges ₹100 for reissuing a lost or damaged card.