UPI RuPay Biz Credit Card Eligibility Criteria

  • Click here to learn about HDFC Bank UPI RuPay Biz Credit Card
  • Click here for detailed Terms and Conditions
  • Click here for the Card Member Agreement repairs, and more.
  • Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank UPI RuPay Biz Credit Card offers 3% CashPoints on groceries, supermarkets, dining, and PayZapp transactions, 2% CashPoints on utility spends, and 1% CashPoints on other spends. Cardholders enjoy up to 50 days of interest-free credit. The card is virtual only for added security.

The HDFC Bank UPI RuPay Biz Credit Card requires applicants to be between the ages of 21 and 65 years. This age range applies to both salaried professionals and self-employed individuals.

There is no specific minimum credit score set for the HDFC Bank UPI RuPay Biz Credit Card. However, a clean loan repayment record is essential for approval.

If your HDFC Bank UPI RuPay Biz Credit Card application is turned down, you will have the option to reapply within six months. Meanwhile, focus on strengthening your credit standing and resolving any causes for the rejection.

You can easily apply for the HDFC Bank UPI RuPay Biz Credit Card online using NetBanking, Mobile Banking, or the official HDFC Bank website, all from the comfort of your home.

The HDFC Bank UPI RuPay Biz Credit Card is available only to Indian citizens. Non-resident Indians (NRIs) are not eligible to apply for this card.