Biz Grow Credit Card Fees and Charges

  • Joining/Renewal Membership Fee
  • Joining Fee: ₹500 plus Applicable Taxes
  • Renewal Fee: ₹500 plus Applicable Taxes
  • Fee Waiver: 

  • Spend ₹1 lakh in 12 billing cycles in your anniversary year and enjoy a waiver on the renewal fee for the next year.

  • Click here to learn about Biz Power Credit Card

  • Click here for detailed fees and charges

  • Terms and conditions apply

  • Disclaimer: Terms and conditions apply. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals are subject to documentation and verification as per the Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Frequently Asked Questions

The HDFC Bank Biz Grow Credit Card offers up to 55 days of interest-free credit, 10X Cash Points on select business spends, and milestone benefits like 2,000 Cash Points on quarterly spends of ₹1 lakh. Cardholders also enjoy fuel surcharge waivers and dining discounts.

A renewal fee of ₹500 plus applicable taxes is charged for the HDFC Bank Biz Grow Credit Card. If ₹1 lakh or more is spent in the prior 12 billing cycles, the fee is waived for the next year.

The HDFC Bank Biz Grow Credit Card has a joining membership fee of ₹500 plus applicable taxes.

The HDFC Bank Biz Grow Credit Card charges a 3.5% foreign currency markup fee on the total transaction value for all international purchases made in foreign currencies.

The HDFC Bank Biz Grow Credit Card imposes a balance transfer fee of 1% of the amount transferred or ₹250, whichever is more, in addition to applicable taxes.

For the HDFC Bank Biz Grow Credit Card, a reissue charge for a lost or damaged card is ₹100. This fee is applicable for replacement requests.

The cash advance fee for the HDFC Bank Biz Grow Credit Card is set at 2.5% of the withdrawal amount or ₹500, depending on which is greater. This charge applies to cash withdrawals via this credit card.