The maximum limit of the Kisan Credit Card is ₹3 lakh. This limit is set to provide adequate financial support to farmers for their agricultural needs, including the purchase of seeds, fertilisers, pesticides, and other essential materials. The Kisan Credit Card scheme aims to offer timely and hassle-free credit to farmers, enabling them to maintain and improve their agricultural productivity. With a credit limit of up to ₹3 lakh, farmers can manage their expenses more effectively and ensure the smooth functioning of their farming operations throughout the cultivation cycle.

For the Kisan Gold Card, the applicant must be a farmer who owns agricultural land and is actively engaged in cultivating crops on that land. This ensures that the individual is directly involved in farming activities and is utilising the land for agricultural production. The ownership and active cultivation of agricultural land are key criteria, as they demonstrate the farmer's commitment to and reliance on farming as a primary source of income.

For the Kisan Gold Card, you must be a farmer who owns and works on agricultural land. This means you need to be actively growing crops on your land. Owning the land and farming it yourself are the key eligibility criteria. These rules ensure that financial help goes to those who truly depend on farming for their income, promoting better farming practices and helping rural communities grow.