Why Choose Us?

Yes, students can apply for an HDFC Bank Bike Loan if they meet certain eligibility criteria, such as having a guarantor or providing collateral. Additionally, they need to demonstrate a stable source of income or have a co-applicant who meets the bank's income requirements.

Making large purchases in cash and in a single instance might not be easy for many people. Splitting the payments over time or leveraging a financial product such as an EV loan, allows for the purchase to be split into comfortable equated monthly instalments (EMIs), which are easier to manage over the long term. It also safeguards your ability to make additional purchases by helping split the cost into affordable instalments based on your repayment capacity.

HDFC Bank offers loans for the purchase of electric bikes. You can get up to 90% of the eligible on-road cost of the asset, and even up to 95% financing for the on-road cost. Additionally, you can opt for comprehensive package insurance products that cover Permanent Total Disability, Accidental Death, and Accidental Hospitalisation. These insurance products can be clubbed with your loan from HDFC Bank.

HDFC Bank loans can be availed by people around the country regardless of the location and state as the entire approval process for the loan is carried out online via NetBanking. Existing customers of HDFC Bank can also access Top-Up Loans with no documentation should the requirement arise over time. The flexible repayment tenure of 12 to 48 months also allows you to choose how much you repay and at what rate.

To access funding for an electric bike loan, existing customers can use NetBanking to log in and select the 'Offers' tab. From there, simply choose the electric bike loan option to proceed. If you're not a customer of the bank, but you're interested in taking out an electric bike loan from HDFC Bank, you can begin the process by clicking here.

At HDFC Bank, we understand that you may not have access to all your documents at the same time, which is why alternatives are provided. Beyond the list, no other documents can be used towards your loan application, and therefore exceptions cannot be made.

Minimum CIBIL score for HDFC Bank bike loan ranges from 700 to 750 and varies based on loan product and individual circumstances. A higher score increases approval likelihood and offers better loan terms.

An HDFC Bank Electric Bike Loan is a financing option tailored specifically for purchasing electric bicycles. It provides individuals with the financial support needed to invest in eco-friendly transportation solutions, making e-bikes more accessible and affordable through structured loan plans.