• Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes
• Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
  If applicable, the Joining Fees will be levied on 120th day of the card issuance and Renewal Fees will be levied every year at the start of every anniversary year.

Click here to view details of the Fees and Charges on Tata Neu Infinity HDFC Bank Credit Card.

Click Here for Card Member Agreement

Limited period Life Time Free Offer (applicable only for the applications applied via Bank’s digital platform & physical applications between 1st Oct’24 to 31st Dec’24)

• Life Time Free offer on Tata Neu HDFC Bank Credit Cards is valid for cards applied from 1st Oct’24 to 31st Dec’24 via Bank’s digital platform & physical applications during the offer period.
• LTF conversion will be done for all eligible customers within 90 days from card open date. 
• This offer is NOT applicable for existing customers.
• Life Time Free/First Year Free cardholders are not eligible for Welcome Benefit.
• HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.

You can use your NeuCoins for purchases on Tata Neu /Website for Brands like:

• Air India Express
• Bigbasket
• Croma, Westside.
• Tata CLiQ, Tata CLiQ Luxury
• Hotel Bookings/Purchases on IHCL
• TATA 1MG
• Qmin
• Titan and Tanishq (only via Tata Neu)

You can use your NeuCoins by selecting Tata Pay/ NeuCoins /Loyalty Redemption as the payment method.
NeuCoins can only be used on eligible transactions as defined by the individual brands.
For offline redemption of NeuCoins on selected stores kindly refer FAQs

Note:
Your monthly statement will give breakup of NeuCoins as following:

• NeuCoins accrued and available with the Bank
• NeuCoins transferred to Tata Neu during the Statement Cycle

On periodic basis (within 7 working days of the statement generation) the NeuCoins will be transferred to Tata Neu by the Bank.
NeuCoins transferred to Tata Neu will be available for redemption on Tata Neu App.

For detailed Terms and conditions Click here

Starting 01-Aug-25, NeuCoins earned on your Tata Neu HDFC Bank Credit Card will have a validity of 12 months (including lock period) from the end of the month in which they're credited to your Tata Neu Account. Example: 

• If NeuCoins are credited on 05-Aug-25, they will be valid until 31-Aug-26.
• If NeuCoins are credited on 31-Aug-25, they will be valid until 31-Aug-26.

Validity of Existing NeuCoins balance

• Non-Promotional NeuCoins: The validity of your existing balance of Non-Promotional NeuCoins (earned before 01-Aug-25) will be set as 31-Jul-26 in your Tata Neu Account, this activity will start from Jul’25 and will be completed by Aug’25 in a phased manner.
• Promotional NeuCoins/Welcome Benefit: NeuCoins earned during special promotions or as Welcome Benefit will continue to follow the expiry terms communicated at the time of issuance.

For details on Redemption and Validity on NeuCoins, please click here

Interest-free Credit Period

• Get up to 50 days of interest-free Credit from the date of purchase. (subject to submission of the charge by the Merchant)

Smart EMI

• Option to convert big spends into EMI after purchase available on Tata Neu Plus HDFC Bank Credit Card. (Click here to know more)

Zero Cost Card Liability

• Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre.

• Tata Neu Infinity HDFC Bank Credit Card is enabled* for Contactless Payments at retail outlets.
  (Note: In India, payment through contactless mode is allowed for a maximum of ₹5,000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5,000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)

Available at a nominal interest rate on your Tata Neu Infinity HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.

Click here to view detailed TERMS & CONDITIONS on Tata Neu Infinity HDFC Bank Credit Card.

Click here to view details of Fees and Charges/MITC on Tata Neu Infinity HDFC Bank Credit Card.

Click Here for Card Member Agreement

Click here to access all important links related to your Credit Card.

You can choose any of the following easy options to apply for your HDFC Bank Credit Card:

• 1. Website
  You can quickly apply online by clicking here.
• 2. HDFC Bank Branch
  Prefer a face-to-face interaction? Just visit your nearest branch and our staff will help you with the application.