Biz Pro+ Current Account

Combination of dynamic and fixed transaction free limit offering, whichever is higher:

• Combined Cash Deposit anywhere in India including Cash Deposits through Cash Recycler Machines (Monthly Free Limit) - Up to ₹6 lakh per month or 10 times of Current Month AMB*, whichever is higher (Upper Cap – ₹25 crore).

• Unlimited free Cash Withdrawals at Home Branch.

• Cash Withdrawals at Non-Home Branch (Monthly Free Limit) – Up to 10 times of Current Month AMB* (Upper Cap – ₹25 crore).

• Cheque Leaves (Monthly Free Limit) – Up to 100 Cheque Leaves for every slab of ₹1 lakh of Current Month AMB* maintained (Upper Cap – 2000 cheque leaves).

• Demand Drafts & Pay Orders at Bank Location (Monthly Free Limit) – Up to 50 DD/PO for every slab of ₹1 lakh of Current Month AMB* maintained, subject to maximum of 1000 DD/PO.

• Total Transactions (Monthly Free Limit) – Up to 150 transactions for every slab of ₹1 lakh of Current Month AMB* maintained (Upper Cap – 3000 transactions).

• Free RTGS, NEFT & IMPS transactions through Branch and NetBanking. 

• Free Business Debit Card.

+ Additional Benefits:

• Business Insurance up to ₹5,00,000* & Payment Protection Insurance up to ₹2,50,000*. Click Here to know more details
• Unlock Balance Commitment Waiver on accounts with quarterly transaction volume of ₹5 lakh or more through POS / SmartHub Vyapar App / Payment Gateway
• Enjoy monthly rental waiver on POS with a transaction volume of ₹3 lakh* at Metro & Urban locations, ₹2 lakh* at SURU locations
• Enjoy monthly rental waiver on Soundbox with a transaction volume of ₹1,00,000*
• Get an Annual Fee Waiver on the Business Credit Card for the first year upon meeting the spend criteria*
• Save up to ₹26,440 annually with BizGrow Credit Card*
• Get zero collateral overdraft loan at special rates*
• Automate recurring utility payments with simple SI mandates

*Terms & Conditions Apply

• Enjoy cashless & seamless Banking through Digital Products i.e. ME / MPOS / MEAPP / BHIM UPI / Bharat QR or Payment Gateway
• Zero Non-Maintenance Charges, if credit transaction value through ME / PG / MPOS is either more than or equal to ₹5 lakh in any quarter
• Enjoy monthly rental waiver on POS with transaction volume of ₹3 lakh* at Metro & Urban locations, ₹2 lakh* at SURU locations
• Enjoy monthly rental waiver on Soundbox with a transaction volume of ₹1,00,000*
• Zero Non-Maintenance Charges for 2nd quarter of account opening, if customer is Digitally active. Digital Activation comprises of Debit Card Activation (on ATM or POS), Bill Pay usage and NetBanking or MobileBanking active within first 2 months of account opening
• Avail ME / PG / MPOS / QR / UPI based solutions through SmartHub Vyapar App, MobileBanking, PayZapp etc.

*Terms & Conditions Apply

Merchant Acquiring Solutions

• Easy access and transaction processing through ‘NetBanking for Business' – An innovative banking solution for Business Customers. Below highlighted are the key features:
  - All in one view of all accounts
  - Manage Inputter-Authorizer Task
  - Add Bulk Beneficiaries and Bulk Payments
  - Easy and Instant Digital Invoice Creation
  - Automate GST Calculation & Filing
  - Exclusive Integration with Tally and Zoho
  - Manage Working Capital Limits
• MobileBanking Application - Make over 150+ banking transactions on the new app, recharge your mobile, pay bills, pay credit card dues, recharge your DTH, transfer money instantly, manage your demat portfolio, order currency notes or travel card for foreign travel, make UPI payments and much more.
  For more details, please click here
• SmartGateway Payment Link Solution – Explore ease of collection using Payment Links. Mentioned below are the key highlights:
  Collect payments remotely from customers via SMS or email links
  Generate single or bulk payment links using API
  Get payment link analytics using the in-built dashboard
• SmartHub Vyapar – An integrated platform for merchants, which offers payments, banking, lending and several business growth enabling value added services.
  ​​​​​​​For more details, please click here

• Transactions enabled through Internet, NetBanking, MobileBanking, Branch, Phone Banking, IVR & Non IVR (Asset Assisted) and HDFC Bank ATM
• All Cheque transactions i.e. Payment & Collections being local/anywhere or Fund Transfer within HDFC Bank and Cheque pick up services
• Insta Alert, Bill Pay and Standing Instructions (Set up)
• Outstation Cheque Collection at HDFC Bank Branch/Speed Clearing
• Doorstep banking services – cash and cheque pick up offered at select locations
• Free Business Debit Card
• Enjoy benefits on Business Debit Card:
  1. Get up to ₹9000 CashBack every year, 5% on Tax payment & 1% CashBack on select retail and online shopping
  2. Spend based complimentary lounge access at select domestic airports twice per calendar quarter
  3. Up to ₹10 lakh Personal Accidental Death Cover (Rail/ Road/ Air)
  4. International Air Coverage of flat ₹1 crore on purchase of air ticket using your Business Debit Card
  5. ₹5 lakh for retail / online shopping and ₹1 lakh for ATM withdrawals

For more details, you may click here to read this in detail.

**Terms & Conditions Apply

• *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.