Fees and Charges for Supreme Current Account
Enclosed below are HDFC Bank Supreme Current Account fees and charges
| Description of Charges | Supreme Current Account |
|---|---|
| Current Accounts with Cheque facility | |
| Average Quarterly Balance | ₹1 lakh per quarter for Metro and Urban branches and ₹40,000 per quarter for Semi-Urban and Rural branches |
| Non-Maintenance Charges per quarter | ₹3,000 per quarter, if Average Quarterly Balance is less than₹1 lakh per quarter for Metro and Urban branches and ₹40,000 per quarter for Semi-Urban and Rural branches |
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over a period of three calendar months |
| Cash transactions | |
|---|---|
| Cash Deposit | |
| Combined Cash Deposit at Home Location, Non-Home Location & Cash Recycler Machines** (Monthly Free Limit) | Higher of ₹10 Lakh or 10 times of Current Month AMB or 40 transactions, whichever is breached first (Upper Cap - ₹75 Lakh); Charges at ₹4 per ₹1000, minimum ₹50 per transaction. |
| Cash deposit in low denomination coins and notes i.e. ₹20 and below @ any HDFC Bank Branch (Monthly) | Cash deposit in notes = Nil free limits; chargeable at 4% of cash deposit in low denomination notes |
| Cash deposit in coins = Cash deposit in coins = Nil free limits; chargeable at 5% of cash deposit in coins | |
| Operational limit for cash deposit -Non -Home Branches | Maximum ₹3 lakh per day. |
| Free Cash Deposit Limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customer will be charged from 1st transaction for cash deposit. | |
| **Effective 1st August 2025, ₹50/- per transaction would be applicable for Cash Deposits through Cash Recycler Machines during 11 PM to 7 AM on all calendar days | |
| Cash Withdrawal | |
|---|---|
| Cash Withdrawal-Home Branch | Free at Home Branch |
| Cash Withdrawal-Non Home Branch - Intracity and Intercity | Free cash withdrawal up to ₹10 lakh per month beyond which ₹2 per ₹1000; minimum ₹100 per transaction. Third party cash withdrawal allowed up to maximum ₹50,000 per transaction. |
| Intercity transactions | |
|---|---|
| Account to account fund transfer within HDFC Bank | Free |
| Intercity cheque payments at HDFC Bank locations (Outside Home Branch City) | Free |
| Intercity cheque collections at HDFC Bank locations (Outside Home Branch City) | Free |
| Bulk Transactions (Monthly Limit) | Free up to 200 transactions; Charges @ ₹35 per transaction beyond free limits |
| Outstation Cheque Collection | |
|---|---|
| On HDFC Bank Locations | ₹20 per instrument |
| Outstation Cheque Collection at Correspondent Bank Location | Up to ₹35,000: ₹50 Above ₹35,000 and up to ₹1 lakh: 100 Above ₹1 lakh: 150 *per instrument |
| Outstation Cheque Collection at Clean Location (Non-Corr Bank Location) and Non-MICR cheque | Up to ₹25,000: ₹50 Above ₹25,000 and up to ₹1 lakh: 100 Above ₹1 lakh: 150 *per instrument |
| Outstation cheque collection through speed clearing | Up to ₹1 lakh: Free Above ₹1 lakh: 15 per instrument |
| Cheque Book Charges | |
|---|---|
| Cheque Book Charges (Issued by Bank) Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch. |
Payable at par cheques. Free 200 cheque leaves per month. Charges ₹3 per leaf beyond 200 leaves |
| Local transactions (At home branch location) | |
|---|---|
| Local cheques collections and payments | Free |
| Account to account fund transfer within HDFC Bank | Free |
| Remittance facility through own Bank | |
|---|---|
| Demand Drafts (DD)/Pay Orders (PO) payable at HDFC Bank locations (Issued from any branch) | Free up to 30 DDs/POs per month. Above 30 instruments, charges and ₹25 per instrument |
| DD/PO Cancellation/Revalidation | ₹50 per instrument |
| NEFT transactions: | |
|---|---|
| Payments | Free |
| Collections | Free |
| RTGS transactions | |
|---|---|
| Payments | Free |
| Collections | Free |
| Other Current Account facilities | |
|---|---|
| Monthly Account Statement | Free |
| Issue of Duplicate / Adhoc Statement | Branch – ₹100 per statement PhoneBanking (Non IVR) – ₹75 per instrument NetBanking, MobileBanking, PhoneBanking – IVR, ATM, InstaQuerry – ₹50 per statement. |
| Bouncing of cheques- Local | |
|---|---|
| Cheques drawn on us | |
| Due to insufficient funds | Up to 2 instruments per month ₹500 per instrument; on 3rd onwards ₹750 per instrument Due to funds transfer cheque return - ₹350 per instrument |
| Due to technical reasons | ₹50 per instrument (e.g. - Date not mentioned, post-dated, sign mismatch, etc.) |
| Cheques deposited returned unpaid | Local and Outstation - ₹200 instrument |
| Doorstep Banking * | |
|---|---|
| Cash Pickup Charges (within municipal city limits) | |
| Up to ₹1 lakh | ₹200 per pickup |
| Beyond ₹1 lakh and up to ₹2 lakh | ₹225 per pickup |
| Beyond ₹2 lakh and up to ₹4 lakh | ₹350 per pickup |
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager. | |
| Miscellaneous | |
|---|---|
| Balance enquiry | Free |
| TDS Certificate | Free |
| Balance Confirmation Certificate | ₹100 |
| Interest Certificate | ₹100 |
| Cheque Status per instance | Free |
| Photo Verification | ₹100 per instance |
| Address Confirmation | Free |
| Signature Verification | ₹100 per instance |
| Setting up of Standing Instructions | Nil |
| Any deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | ₹50 per instance |
| Re-generation of Phone Banking TIN (request received at branch for physical dispatch) | Free |
| Re-generation of IPIN (request received at branch for physical dispatch) | |
| SI rejects | Up to 3 returns - ₹250/ instance 4th return onward ₹750 /instance |
| ECS (Debit) Return Charges (Quarterly Charges) |
Up to 3 returns - ₹350/ instance 4th return onward ₹750 /instance |
| Old Records / Copy of Paid Cheque | |
|---|---|
| ₹200 per record | |
| Common Charges for Debit / ATM Cards | |
| Replacement of damaged card | Free |
| Replacement of lost card | ₹200 |
| Copy Retrieval Request | ₹100 |
| Re-Issuance of PIN | Free through ATM/Net Banking, ₹50 in case of Physical PIN |
| ATM Usage | |
|---|---|
| ATM transactions at HDFC Bank ATM | Unlimited Free |
| ATM transactions - Financial a Non-Financial at HDFC Bank ATM | Maximum of 5 transaction Free in a month with a cap of Maximum 3 free transaction in Top 6 cities at Non-HDFC Bank ATM *Transaction done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs will be considered as top 6 cities |
| Stop Payment Charges | |
|---|---|
| Particular cheque | ₹100 (Free through Net Banking and Phone Banking) |
| Range of cheques | ₹200 (Free through Net Banking and Phone Banking) |
| Account Closure: | |
|---|---|
| Up to 14 days | No Charge |
| 15 days to 6 months | ₹1,000 |
| 6 months to 12 months | ₹500 |
| Beyond 12 months | No Charge |
| Activation of Dormant / inoperative account | No Charge |
| Charges on all IMPS Outgoing transactions: | |
|---|---|
| Up to ₹1000 | ₹2.50 per transaction |
| Above ₹1000 up to ₹1 Lakh | ₹5 per transaction |
| Above ₹1 lakh up to ₹2 Lakh | ₹15 per transaction |
| Debit Cards (only for Individuals and Sole Proprietorship) | ||
|---|---|---|
| Debit Card | Business# | ATM Card |
| Annual Fee per card | ₹250 | Free |
| Daily ATM limit | ₹1 lakh | ₹10,000 |
| Daily Merchant Establishment Point of Sale limit | ₹5 lakh | NA |
| # Also available for partnership firms and limited company current accounts. In case, the MOP (Mode of Operation) is conditional, all AUS (Authorized Signatories) must sign the form jointly. | ||
NOTE:
All charges are exclusive of GST as applicable from time to time
Mode of calculation of minimum account balance: Average of daily balances of each day spread over a period of three months (Calendar Quarter)
Value added services such as cheque printing, continuous stationery, bulk DD etc will be chargeable. Please contact your branch manager for further details.
Download Fees & Charges effective 1st August’25
Click here to view Fees and Charges for Supreme Current Account before 1st January’ 2016
Click here to view change in Fees and Charges for Supreme Current Account before 1st March’ 2015
Click here to view Fees and Charges for Supreme Current Account before 1st December, 2014
Click here to view Fees and Charges for Supreme Current Account before 1st November, 2013
Download Fees and Charges effective 1st November'22
Download fees and charges effective 1st October'23
Download Fees & Charges effective 1st December'24
Click here to read the Terms & Conditions of Supreme Current Account.