Application to Approval of Loan: From the Comfort of Your Home

Applying for a Top Up on Personal Loan is easy. You can follow these steps:

1. Check Eligibility Online
Log in to NetBanking or MobileBanking to see if a top-up offer is available on your existing loan.

2. Select the ‘Apply Now’ option
Choose the top-up option linked to your Personal Loan.

3. Choose the Required Amount
Select the loan amount within the sanctioned limit shown.

4. Review the Revised EMI
Check the updated EMI and tenure to ensure it fits your monthly budget.

5. Submit the request
Confirm the details and submit your application.

Once approved, the top-up amount will be disbursed to your linked account shortly.

Applying for a top-up loan digitally comes with clear advantages:

• No Paperwork: Minimal or no document submission required.

• Faster Approvals: Automated checks reduce waiting time. 

• Anytime Access: 1005 digital. Apply online from home, at your convenience

• Complete Transparency: View offers, EMIs and terms upfront.

• Quick Disbursal: Funds credited almost instantly after approval. 

With its strong legacy of trust, HDFC Bank combines reliable banking with advanced digital tools to simplify the loan journey. Be it online applications, minimal documentation and quick approvals and disbursals, our digital platforms are designed to make borrowing faster and more convenient. 

How quickly can a top-up loan be approved?
If eligible, loan can be approved almost instantly through NetBanking and MobileBanking channels.

Who can apply for a top-up loan?
Customers with an existing Personal Loan and a regular repayment record may be eligible to apply for a top-up.

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. Loan disbursement is at the sole discretion of HDFC Bank Limited and is subject to verification and documentation as per the bank’s requirements. Interest rates and offers may vary. Please check the official website for the changes/updates in the application procedure and other details.