Fees and Charges of Current Account for Hospitals and Nursing Homes
Enclosed below are HDFC Bank Current Account for Hospitals and Nursing Homes fees and charges
| Description of Charges | Current Account for Hospitals and Nursing Homes |
|---|---|
| Average Quarterly Balance (AQB) | ₹40,000 |
| Non Maintenance Charges | ₹2,400 per quarter, if AQB below ₹40,000 |
| Mode of calculation of minimum average quarterly balance | Average of daily closing balances of each day spread over 3 months. |
| Cheque leaves (Payable at Par) - Free Limit (Customers can request a maximum of 100 cheque leaves through net banking. For requests above 100 cheque leaves, customers need to visit the branch.) |
200 leaves per month |
| Charges beyond free limit | ₹2 per cheque leaf |
| Account Statement | Free (Monthly) |
| Duplicate/Ad Hoc Statement | |
| Requests through direct banking channels | ₹50 per statement through ATM/mobile Banking/net banking and Phone Banking (IVR) |
| At branch or phone banking (Non-IVR) | ₹100 per statement through branch; ₹75 per statement through phone banking (non-IVR) |
| Hold Statement Facility | ₹400 per year |
| Demand Draft / Pay Order Remittance Facility | |
| Demand Drafts (DDs) payable HDFC Bank locations (Issued from any branch) / Duplicate DDs | Up to 30 free Demand Drafts per month. Above 30 DDs: ₹25 per DD |
| Pay Orders (POs) - on HDFC Bank locations (Issued from Any Branch) / Duplicate (POs) | Up to 30 free (POs) per month. Above 30 POs: ₹25 per PO |
| Issue of Demand Drafts (DDs)/ Duplicate DDs (correspondent tie-up) | ₹2 per ₹1,000, minimum ₹50 per transaction |
| DD/PO cancellation/ revalidation | ₹100 per instrument |
| NEFT transactions | |
| Payments (At branch) | Free on NetBanking & Mobile Banking; Branch Banking = Up to ₹10K: ₹2 per transaction, Above ₹10K up to ₹1 Lakh: ₹4 per transaction, Above ₹1 Lakh up to ₹2 Lakh: ₹14 per transaction, Above ₹2 Lakh: ₹24 per transaction |
| Collections | Free |
| RTGS transactions | |
| Payments (At branch) | Free on NetBanking & Mobile Banking; Branch Banking = ₹2 Lakh to ₹5 Lakh: ₹20 per transaction, Above ₹5 Lakh: ₹45 per transaction |
| Collections | Free |
| NEFT/RTGS payments are free through net banking | |
| Local transactions (at home branch locations) | |
| Local cheque collection and payment | Free |
| Account to account fund transfer within HDFC bank | Free |
| Anywhere transactions | |
| Account to account fund transfer within HDFC bank location | Free |
| Clearing Transactions – Payments at all HDFC bank location | Free |
| Clearing Transactions – Collections at all HDFC bank location | Free |
| Bulk Transactions (Monthly Limit) | Free up to 150 transactions; Charges @ ₹35 per transaction beyond free limits |
| Outstation Cheque Collection | |
| Outstation cheque collection at bank location | Up to ₹1lakh: ₹25 per instrument Above ₹1lakh up to ₹2 lakh: ₹50 per instrument Above ₹2lakh up to ₹3lakh: ₹100 per instrument Above ₹3lakh: ₹150 per instrument |
| Outstation cheque collection at correspondent bank location and clean location (non-correspondent bank location) and non-MICR cheque | Up to ₹25,000: ₹50 per instrument Above ₹25,000 up to ₹1 lakh: ₹100 per instrument Above ₹1 lakh: ₹150 per instrument |
| Cheque Collections through Speed Clearing | Up to ₹1 lakh: NIL Above ₹1 lakh: ₹40 per instrument |
| Bouncing of cheques, local cheques drawn on us | |
| Due to insufficient funds | Up to 2 instruments per month: ₹500 per instrument; On 3rd instrument onwards - ₹750 per instrument |
| Due to technical reasons | No charge |
| Cheques Deposited Returned Unpaid | Local Cheque: ₹100 per instrument and outstation cheque: ₹150 per instrument |
| Doorstep Banking | |
| Cash pick-up services (within municipal city limits) | |
| Cash pick-ups to ₹1 lakh | ₹150 per pick-up |
| Cash pick-ups beyond ₹1 lakh up to ₹2 lakh | ₹200 per pick-up |
| Cash pick-ups beyond ₹2 lakh up to ₹3 lakh | ₹300 per pick-up |
| Cash beyond the above limits can be offered. For further details on charges please contact your branch manager | |
| Cash transactions | |
| Cash deposit | |
| Combined Cash Deposit at Home Location, Non-Home Location & Cash Recycler Machines** (Monthly Free Limit) | Free up to ₹10 Lakh or 50 transactions, whichever is breached first; Charges @ ₹4 per ₹1000, minimum ₹50 per transaction beyond free limits |
| Cash deposit in low denomination coins and notes i.e. ₹20 and below @ any HDFC Bank Branch (Monthly) | Cash deposit in notes = Nil free limits; chargeable at 4% of cash deposit in low denomination notes
Cash deposit in coins = Nil free limits; chargeable at 5% of cash deposit in coins |
| Limit on Inter-branch deposits (within home branch city) | Cash deposits at non-home branches within the home branch city are subject to a maximum of ₹1 lakh per account per day |
Free Cash deposit limit will lapse for the accounts where AQB/AMB/HAB maintained is less than 75% of required product AQB/AMB/HAB i.e. Customers will be charged from the 1st transaction for cash deposit.
**Effective 1st August 2025, ₹50/- per transaction would be applicable for Cash Deposits through Cash Recycler Machines during 11 PM to 7 AM on all calendar days. |
|
| Cash withdrawal | |
| Cash withdrawal-home branch | Free |
| Cash withdrawal-non home branch - Inter-city and Intra-city | Free cash withdrawals up to ₹50,000 per day Charges at ₹2/1000, min ₹50 per transaction, beyond the limit. Third-party cash withdrawal is allowed only up to a maximum ₹50,000 per transaction. |
| Miscellaneous | |
| Balance inquiry | ₹25 |
| TDS certificate | Free |
| Balance confirmation certificate | ₹50 |
| Interest certificate | ₹50 |
| Cheque status per instance | ₹25 |
| Photo Verification charges | ₹100 |
| Address confirmation charges | ₹100 |
| Signature Verification charges | ₹100 |
| Setting up of standing instructions | Nil |
| Hold statement facility | ₹400 per year |
| Any deliverable returned by courier due to negative reasons (no such consignee shifted and no such address) | ₹50 per instance |
| SI rejects | Up to 3 returns: ₹350 per instance 4th return onward: ₹750 per instance |
| ECS (Debit) return charges, quarterly charges. | Up to 3 returns: ₹350 per instance 4th return onward ₹750 per instance |
| Old Records / Copy of Paid Cheque | |
| ₹200 per record | |
| Common charges for debit/ATM cards | |
| Replacement of damaged card | Free |
| Replacement of lost card | ₹200 |
| Copy retrieval request | ₹100 |
| Re-issuance of PIN | ₹50 plus taxes |
| ATM Usage: | ||
| Transaction Type | Balance Inquiry | Cash Withdrawal |
| HDFC Bank ATMs | Free | Free |
| Non-HDFC Bank ATMs | ||
| Domestic | On all transactions, financial and non-financial, charges applicable at ₹20 per transaction | |
| International* *The bank will charge a cross-currency mark-up of 3.5% on foreign currency transactions carried out on debit cards. The exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of transaction. |
₹25 per transaction | ₹125 per transaction |
| Stop payment charges | |
| Particular cheque | ₹100 (Free through phone banking) |
| Range of cheques | ₹250 (Free through phone banking) |
| Account Closure Charges | |
| Up to 14 days | Nil |
| 15 days to 6 months | ₹1000 |
| 6 months -12 months | ₹500 |
| More than 12 months | Nil |
| Transactions through phone banking | |
| Fax of last 9 transactions statement free through phone banking | Free |
| Interactive voice response (IVR) and agent assisted | Free |
| Charges on all IMPS Outgoing transactions: | |
| Slabs (₹) | Charges Exclusive of GST (₹) |
| Up to ₹1,000 | ₹2.5 |
| Above ₹1000 up to 1 lakh | ₹5 |
| Above ₹1 lakh up to ₹2 lakh | ₹15 |
- All charges are exclusive of GST as applicable from time to time
$ Available at select locations. You need to register with the Bank for availing these services. Please contact your Branch Manager for further details.
+ For accounts maintaining AQB less than ₹ 40,000 as of previous quarter will be charged ₹ 25 each for next 3 monthly statement.