PhonePe HDFC Bank Uno Credit Card

Joining Fee: ₹499 + applicable taxes

Renewal Fee: ₹499 + applicable taxes

Renewal Year Fee waived upon spending ₹1,00,000 in the previous year.

Below spends will not be considered for the waiver – 

• कैश एडवांस
• Credit Card fees or any charges
• All EMI spends 

उद्देश्य

HDFC Bank Credit Card holders have to activate their Credit Cards within 30+7 days from Card Open Date, as per ‘Master Direction – Credit Card and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022, realised by Reserve bank of India (RBI).

In case the Credit Card is not activated the Credit Card will have to be closed by the Bank as per the RBI Guidelines.

Modes for Card Activation:

क्रेडिट कार्ड PIN सेट करें:

• Through IVR – Card holders can set their 4-digit Credit Card PIN by calling IVR No. 1860 266 0333. Upon calling the IVR please input your card number, validate through OTP and set your preferred PIN.

• Through NetBanking – Log in to our NetBanking and visit Cards. Choose Change PIN and set your preferred PIN (available only for customers holding savings/salary/current accounts)

अपने कार्ड से ऑनलाइन, कॉन्टैक्टलेस और अंतर्राष्ट्रीय ट्रांज़ैक्शन करने की सुविधा को ऐक्टिव करें:

• Through MyCards – Visit https://mycards.hdfcbank.com/ log in through OTP and link your Credit Card. Please click on the "Card Control" tab to enable Online, Contactless and/or International transactions

• Through Whatsapp Banking – Please save the number 7070022222 and send a message "Manage My Credit Card" to enable. Alternatively, you can click here.

• Through Eva – To interact with Eva, please click here and choose your preferred transactions to enable.

• क्रेडिट कार्ड का उपयोग करके – अपने क्रेडिट कार्ड को ऐक्टिवेट करने के लिए कम से कम 1 ऑनलाइन/POS ट्रांज़ैक्शन के लिए अपने क्रेडिट कार्ड का उपयोग करें.

• Now add billers to your HDFC Bank Credit Card and register for SmartPay by giving standing instructions on your Credit Card 

Customers can redeem their reward points in two ways – 

• As cashback against their outstanding credit card balance 

• Towards a wide range of rewards on HDFC Bank SmartBuy platform

Reward Points can be used on HDFC Bank SmartBuy for bookings Flights/ Hotels, Airmiles & Product Catalogue.

• 1 Reward Point is equivalent to Re.1 when redeemed as cashback against statement credit

• 1 Reward Point is equivalent to Re.0.3 of SmartBuy (Flights/Hotels), Airmiles & Product Catalogue.

कृपया ध्यान दें -

• Cashback can be redeemed by you against the statement balance – through HDFC Bank Netbanking portal.

• The minimum Reward Point balance required for redemption against the statement balance is 500 Reward Points.

• Maximum cashback redemption of Rs 7,500 per month.

• रिडीम नहीं किए गए रिवॉर्ड पॉइंट्स, जमा होने के 2 वर्षों के बाद समाप्त/लैप्स हो जाएंगे

• If the cardholder opts for redemption as Cashback against statement, there will be no redemption fee levied.

• *हमारे प्रत्येक बैंकिंग ऑफर के लिए सबसे महत्वपूर्ण नियम और शर्तें, उनके उपयोग को नियंत्रित करने वाले सभी विशिष्ट नियम और शर्तों को दर्शाती हैं. आपके द्वारा चुने गए किसी भी बैंकिंग प्रोडक्ट पर लागू नियम और शर्तों को पूरी तरह से समझने के लिए आपको इसे अच्छी तरह से पढ़ लेना चाहिए.