HDFC Life Sanchay Legacy

• Whole Life plan to leave a legacy for your family

• 2 Plan Options to choose from as per your needs

  • Life Option: Pure term with a whole of life cover 

  • RoP Option: Early RoP benefit at Age 85 or in instalments

• Early RoP benefit at Age 85 or in instalments

• Option to receive Death Benefit in Instalments

• Option to decrease your Premium(s) after 5 years

• Acceleration of 100% Death Benefit on diagnosis of 19 Critical Illnesses covered

• Waiver of Premium on 60 CIs covered through WOP on CI option

• Waiver of Premium on occurrence of Total and Permanent Disability through WOP on TPD option

• Enhanced Protection through Riders

Age at Entry

• Minimum: 40 years
• Maximum:
  • Single Pay: 65 years
  • 5 & 6 Years PPT: 60 years
  • 7 to 10 Years PPT: 65 years
  • 11 to 15 Years PPT: Based on lower premium paying terms

Age at Maturity

• Minimum & Maximum: Whole of Life

Premium Paying Term (PPT)

• Single Pay: 1.25x DBM
• 5 to 15 Years: 7x DBM
• 8 to 15 Years: 10x DBM

Policy Term

• Whole of Life

Installment Premium

• Single Pay (1.25x DBM): ₹1,00,000
• Limited Pay:
  • Annual: ₹1,00,000
  • Half-Yearly: ₹51,000
  • Quarterly: ₹26,000
  • Monthly: ₹8,750
• 7x DBM:
  • Annual: ₹30,000
  • Half-Yearly: ₹15,300
  • Quarterly: ₹7,800
  • Monthly: ₹2,625

Premium is consistent with the maximum sum assured on death.

Sum Assured on Death

• Single Pay:
  • Minimum: 1.25 times the single premium
  • Maximum: 1.25 times the single premium
• Limited Pay:
  • Minimum: 7 times the annualised premium
  • Maximum: 10 times the annualised premium
  • Subject to the Board Approved Underwriting Policy (BAUP)

• HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245. IRDAI Registration No. 101. Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai - 400 011. Email: service@hdfclife.com, Help line: 022-68446530 (Local charges apply) | Available Mon-Sat 10 am to 7 pm IST. | Website: www.hdfclife.com. The name/letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited. HDFC Life Sanchay Legacy (UIN: 101N177V02) is a Non-Linked, Non-Participating, Individual, Pure Risk Premium/ Savings Life Insurance Plan. Life Insurance Coverage is available in this product. This version of the product brochure invalidates all previously printed versions for this particular plan. This Product brochure is indicative of the terms, warranties, conditions and exclusions contained in the insurance policy. Please know the associated risk and applicable charges from your insurance agent or the intermediary or the policy document of the insurer. HDFC Bank Limited is the Corporate Agent (IRDAI Reg. No. CA0010) of HDFC Life. Insurance policy is underwritten by HDFC Life. Purchase of Insurance policy is voluntary. ARN: BA/03/24/9811.

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