Reward Points Value Proposition

Customer will get Rs 1,935 on spending Rs 13,750 on partner outlets.
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The calculation is as follows:

Category Spends breakup (Rs) per Year Yearly Savings (Rs)
Total Spends in a Year (Rs) 55,000 -
Spends on Product Feature Merchants (Rs) 13,750 -
Grocery - Big Bazaar 6,700 335
Online - Snapdeal+SmartBuy+PayZapp 3,400 170
Fuel - BPCL 2,000 100
Railways - IRCTC 1,250 60
Medical - Apollo Pharmacy 400 20
Other Benefits - -
Personal Accidental Death Insurance - 500
Standing Instructions (SI) - 750
Savings on Rewards Debit Cards - 1,935


5% benefit every time the customer spends at the above merchants.

  • Rewards points are not applicable for the following:
  • Cash at POS transactions
  • On shopping at any other outlet apart from mentioned above
  • On shopping at Jewelry & Business Services
  • On ATM cash withdrawal
  • Max Reward Points per Card per Month – 2000 Reward Points
  • Reward Points cannot be clubbed with CashBack points/JP Miles/ Times Points/other rewards