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What's in store for you

More benefits than ever before

Activation Benefits

  • Gift Voucher worth ₹500 upon card activation*

Welcome Benefits

  • Complimentary Paytm First Membership*

Milestone Benefits

  • Gift Voucher worth ₹1000 on spends of ₹2 lakh in a year.*

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Additional Benefits

Wondering if you are eligible?

Self-Employed

  • Nationality: Indian
  • Age: 21 - 65 years
  • Annual ITR: > ₹8,00,000
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Save up to ₹15,000* annually Just like 22 lakh+ HDFC Bank cardholders

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Documents required to get you started

Identity proof 

  • Passport
  • Aadhaar card
  • Voter ID
  • Driver's licence
  • PAN card
  • Passport size photos

Address proof

  • Aadhaar card
  • Passport
  • Utility bills (electricity, water, gas)
  • Rental agreement
  • Bank statement

Income proof

  • Salary slips (recent)
  • Form 16 
  • Income Tax Returns (ITR)
  • Bank statements

Know more about the card

Card Management & Controls

  • Single Interface
    One unified platform for managing Credit Cards, Debit Cards, FASTag, and Business Loans.
  • Spend Tracking
    Simple, intuitive interface to monitor and manage all your business expenses.
  • Reward Points
    Effortlessly view and redeem reward points with just a click.
Card Reward and Redemption Program

Fees & Charges

  • Joining Membership Fee: ₹1000 plus Applicable Taxes. First Year Fee waived upon spending ₹60,000 (non-EMI spends) within the first 90 days
  • Membership Renewal Fee 2nd year onwards: ₹500 plus Applicable Taxes per year
  • On annual spends of ₹1 lakh (non-EMI spends) in the 12-month period, renewal fee is waived off on Paytm HDFC Bank Select Business Credit Card.
  • Click here to view details of Fees and Charges
Contactless Payment

Card Reward and Redemption Program

  • CashBack as per the product features will be credited in the form of CashPoints, which can be redeemed by the customer against their statement balance.

  • Cashback is not applicable for wallet loads, fuel spends, EMI spends, rental spends, and government spends.

  • Cashback earned on Grocery Spends will be capped at ₹1000 cashpoints per month.

  • Redemption of Travel Cashback Points will be capped at 50,000 points per month

  • Effective 1st February 2023, Cashback redemption will be capped at 3000 points per month.

  • 70% points plus 30% minimum pay system - A minimum of 30% pay system has been introduced for redemption of points on select categories only.

  • Save up to 10% on your Business and Personal spends of ₹8 lakh in a year with Paytm HDFC Bank Select Business Credit Card. Click here to know how

Zero Cost Card Liability

Contactless Payment

  • Paytm HDFC Bank Select Business Credit Card is enabled* for Contactless Payments at retail outlets.

(Note: in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder must enter the Credit Card PIN for security reasons. You may check for the Contactless Network Symbol on your card.)

Revolving Credit

Zero Cost Card Liability

  • Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank’s 24-hour Call Centre.
Card Management and Control

Revolving Credit

  • Available at a nominate interest rate. (Check Fees and Charges section for more details)
Fees and Renewal

Card Control via MyCards

MyCards, a mobile-based service platform for all credit card needs, facilitates convenient activation and management of Paytm HDFC Bank Select Business Credit Card on the go. It ensures a seamless experience without the need for passwords or downloads.

Credit Card Registration and Activation

  • Set up Card PIN

  • Manage card controls like online spends, contactless transactions

  • View Transactions/Download e-statements

  • Check Reward Points

  • Block/Re-issue card

  • Apply for an Add-on Card, manage, set PIN and card controls for Add-on card

Important information

Most Important Terms and Conditions

  • *The Most Important Terms and Conditions for each of our banking offerings features all the specific terms and conditions that govern their use. You must go through it thoroughly to fully understand the terms and conditions applicable to any banking product you choose.
Important information

Frequently Asked Questions

To apply for the Paytm Select Business Credit Card online, you'll need the following documents: 

Proof of Identity: 

  • Aadhaar card 

  • PAN Card 

Proof of Address: 

  • Most recent utility bill 

  • Passport 

Proof of Income: 

  • Recent salary slips (employed) 

  • Income tax returns (self-employed) 

Click here to read more FAQs

Using Paytm Select Business Credit Card is simple. Just present your card for payment or use it for online transactions. Make sure to pay your bills on time to avoid any interest charges.

You can use Paytm Select Business Credit Card at any merchant or online platform that accepts credit cards both in India and internationally.

Paytm Select Business Credit Card is a powerful financial solution designed specifically for businesses, offering exclusive rewards, CashBack benefits, and convenient digital payment options.