Popular Credit Cards for Rupay

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HDFC Bank UPI RuPay Credit Card

MINIMUM SALARY

35,000

Annual Fee

₹ ₹250

Benefits:

CashBack On:

  • Cashpoint Redemption

Features:

  • Up To 3% Cashpoints On Daily, Utility & Other Spends
  • Interest Free Credit Period
  • Renewal Free Waiver
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Tata Neu Plus Credit Card

MINIMUM SALARY

25,000

Annual Fee

₹ 499

Benefits:
LifestyleShoppingTravel

CashBack On:

  • 1 NeuCoin = ₹1, redeemable on Tata Neu App

Features:

  • 2% Back as NeuCoins On Tata Neu And Partner Tata Brands Spends
  • Additional 5% Backs As NeuCoins On Selected Tata Neu Spends, Post Registering For Tata Neupass
  • 1% Back As NeuCoins On Other Eligible Non Upi Spends
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Indian Oil HDFC Bank Credit Card

MINIMUM SALARY

12,000

Annual Fee

₹ 500

Benefits:
Fuel

CashBack On:

  • IndianOil XTRAREWARDSTM Program (IXRP) membership

Features:

  • Earn up to 50 Litres of Free fuel annually
  • Earn 5% of your spends as Fuel Points at IndianOil outlets*
  • Earn 5% of your spends as Fuel Points on Groceries and Bill Payments*
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Freedom Credit Card

MINIMUM SALARY

12,000

Annual Fee

₹ 500

Benefits:
Lifestyle

CashBack On:

  • Big Basket, BookMyShow, OYO & many more

Features:

  • 10x Cashpoint On Select Merchant
  • Get Additional 10% Off via Swiggy Dineout
  • Up To 50 Days Of Interest Free Period
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MoneyBack+ Credit Card

MINIMUM SALARY

20,000

Annual Fee

₹ 500

Benefits:
LifestyleShopping

CashBack On:

  • Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket

Features:

  • 10x Cashpoints(3.3% Valueback) At Select Merchants
  • Gift Voucher Worth Upto ₹500 On Spends On ₹50,000 Per Calendar Quarter
  • 10% Additional Discount On Swiggy Dineout
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Tata Neu Infinity Credit Card

MINIMUM SALARY

1,00,000

Annual Fee

₹ 1,499

Benefits:
LifestyleShoppingTravel

CashBack On:

  • 1 NeuCoin = ₹1, redeemable on Tata Neu App

Features:

  • 5% Back As Neucoins on Tata Neu and Partner Tata Brands Spends
  • Additional 5% Back As NeuCoins On Selected Tata Neu Spends, Post Registering For Tata Neupass
  • 1.5% Back As Neucoins On Other Eligible Non Upi Spends
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Shoppers Stop HDFC Bank Credit Card

MINIMUM SALARY

20,000

Annual Fee

₹ 299

Benefits:
Shopping

CashBack On:

  • Shoppers Stop Purchases

Features:

  • 3% Rewards Points On Shoppers Stop Purchases
  • Welcome Voucher Worth ₹500
  • Shoppers Stop Siver Edge Membership

Why Choose HDFC Bank Credit Card to Get Rupay Offers?

New Card Holder Benefits

Get exclusive benefits by signing up for an HDFC Bank Credit Card.

SmartEMI

Easy EMIs on Credit Card purchases of ₹2,500 or more Flexible repayment options.

Interest Rates

Choose from a wide range of cards designed to match your lifestyle and spending needs.

Contactless Payments

Quick tap payment option for offline transactions.

Apply for RuPay Credit Cards in India | HDFC Bank

With HDFC Bank RuPay Credit Cards, you can enjoy secure, fast and convenient payments across a wide network of merchants in India. These Credit Cards are powered by the domestic card network RuPay, and are designed to support seamless transactions, including contactless payment for eligible purchases.

Whether you are shopping, dining, paying bills, or travelling, RuPay Credit Cards make everyday transactions smooth and efficient.

Benefits of HDFC Bank Rupay Credit Cards

HDFC Bank Rupay Credit Cards are designed to combine speed with strong security features.

  • Wide domestic acceptance across India through the RuPay network.
  • Fast transactions.
  • PIN-free payments for small-value transactions.

Secure transactions supported by advanced safety protocols.

  • UPI integration on select cards for convenient QR-based payments.
  • Rewards for retail, dining, bill payments, and online purchases as per card variant.

Eligibility Criteria for HDFC Bank Rupay Credit Card

To apply for a Rupay Credit Card, you must meet basic eligibility criteria:

  • Age: 21–60 years (salaried) or up to 65 years (self-employed).
  • Income: Meets the card’s minimum requirement.
  • Employment: Salaried or self-employed with a stable income source.
  • Nationality:  Indian.

To apply, select a suitable Rupay Credit Card and submit your application online on the official HDFC Bank website using basic details and documents.

Frequently Asked Questions

Yes, HDFC Bank offers a range of Rupay Credit Cards, subject to eligibility and availability.

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