Best Credit Card For..

Pixel Go Credit Card

Pixel Go Credit Card

MINIMUM SALARY

₹ 25,000

Annual Fee

₹ 250

Benefits:

ShoppingDiningEntertainment

CashBack On:

Book My Show, MakeMyTrip, Zomato & many more

Features:

  • Up To 5% Cash On Select Categories
  • Customizable Design & Billing Cycle
  • Manage Card Easily On Payzapp
Apply NowKnow More
PIXEL Play Credit Card

PIXEL Play Credit Card

MINIMUM SALARY

₹ 25,000

Annual Fee

₹ 500

Benefits:

DiningShopping

CashBack On:

Book My Show, MakeMy Trip, Zomato & many more

Features:

  • Up to 5% Cashback On Select Categories
  • Customisable Design & Billing Cycle
  • Manage Card Easily On Payzapp
Apply NowKnow More
Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

MINIMUM SALARY

₹ 15,000

Annual Fee

₹ 500

Benefits:

DiningShopping

CashBack On:

Instamart, DineOut & SwiggyGenie

Features:

  • 10% Cashback On Swiggy App
  • 3 Months Swiggy One Membership
  • 5% Cashback On Amazon, Flipkart And 100s Of Merchants
Know More
MoneyBack+ Credit Card

MoneyBack+ Credit Card

MINIMUM SALARY

₹ 20,000

Annual Fee

₹ 500

Benefits:

LifestyleShopping

CashBack On:

Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket

Features:

  • 10x Cashpoints(3.3% Valueback) At Select Merchants
  • Gift Voucher Worth Upto ₹500 On Spends On ₹50,000 Per Calendar Quarter
  • 10% Additional Discount On Swiggy Dineout
Apply NowKnow More
Tata Neu Plus Credit Card

Tata Neu Plus Credit Card

MINIMUM SALARY

₹ 25,000

Annual Fee

₹ 499

Benefits:

LifestyleShoppingTravel

CashBack On:

1 NeuCoin = ₹1, redeemable on Tata Neu App

Features:

  • 2% Back as NeuCoins On Tata Neu And Partner Tata Brands Spends
  • Additional 5% Backs As NeuCoins On Selected Tata Neu Spends, Post Registering For Tata Neupass
  • 1% Back As NeuCoins On Other Eligible Non Upi Spends
Apply NowKnow More
Regalia Gold Credit Card

Regalia Gold Credit Card

MINIMUM SALARY

₹ 1.5 lakh

Annual Fee

₹ 2500

Benefits:

Travel

CashBack On:

Myntra, Nykaa, Reliance Digital & many more

Features:

  • Gift Voucher Worth ₹2,500*
  • Complimentary Memberships
  • 5x Reward Points On Top Brands
Apply NowKnow More
Tata Neu Infinity Credit Card

Tata Neu Infinity Credit Card

MINIMUM SALARY

₹ 1,00,000

Annual Fee

₹ 1,499

Benefits:

LifestyleShoppingTravel

CashBack On:

1 NeuCoin = ₹1, redeemable on Tata Neu App

Features:

  • 5% Back As Neucoins on Tata Neu and Partner Tata Brands Spends
  • Additional 5% Back As NeuCoins On Selected Tata Neu Spends, Post Registering For Tata Neupass
  • 1.5% Back As Neucoins On Other Eligible Non Upi Spends
Apply NowKnow More
Shoppers Stop BLACK Credit Card

Shoppers Stop BLACK Credit Card

MINIMUM SALARY

₹ 70,000

Annual Fee

₹ 4,500

Benefits:

Shopping

CashBack On:

Shoppers Stop Purchases

Features:

  • 7% Rewards Points On Shoppers Stop Purchases
  • Welcome Voucher Worth ₹1500
  • Shoppers Stop Black Membership
Apply NowKnow More
Diners Club Black METAL Credit Card

Diners Club Black METAL Credit Card

MINIMUM SALARY

₹ 2,50,000

Annual Fee

₹ 10,000

Benefits:

ShoppingDiningTravel

CashBack On:

SmartBuy & Dining

Features:

  • 10,000 Points On Quaterly Spends Of ₹4L
  • 6 Complimentary Golf Games
  • Unlimited Airport Lounge Access
Apply NowKnow More
Perks Banner

Top Credit Cards in India – Compare and Apply Online with HDFC Bank

HDFC Bank offers one of the most versatile Credit Card ranges in India, designed to suit different spending habits and preferences. From CashBack and rewards to travel benefits and premium privileges, there is a card for everyone.

Find the Right HDFC Bank Credit Card in India for You

Whether your priority is saving on daily expenses or enjoying premium lifestyle rewards, HDFC Bank can make your payments seamless and rewarding. 

  • Digital Credit Cards

HDFC Bank offers a wide range of virtual Credit Cards, like the PIXEL Play Credit Card, PIXEL Go Credit Card or HDFC Bank UPI RuPay Credit Card. 

  • Everyday Rewards Credit Cards

You can save on everyday expenses with the Millennia Credit Card, MoneyBack+ Credit Card, Freedom Credit Card, Swiggy HDFC Bank Credit Card and the Regalia Gold Credit Card.

  • Premium Credit Cards

For those looking for luxury and exclusivity, the INFINIA Metal Edition and the Diners Club Black Metal Edition Credit Card come with luxury travel benefits, lounge access, concierge services and more.

  • Lifestyle Credit Cards

For shopping, dining and lifestyle benefits, HDFC Bank offers several Credit Cards, including the Diners Club Privilege Credit Card, Tata Neu Infinity HDFC Bank Credit Card, to name a few.

  • Credit Card Against Fixed Deposit

HDFC Bank offers a Credit Card Against Fixed Deposits for users who are new to credit or those without income proof.

  • Fuel and Travel Credit Cards

HDFC Bank provides specialised cards for frequent travellers and fuel users, such as the IndianOil HDFC Bank Credit Card, Marriott Bonvoy HDFC Bank Credit Card and IRCTC HDFC Bank Credit Card.

Applying for an HDFC Bank Credit Card is completely digital and takes just a few steps:

  1. Visit the HDFC Bank website > Pay > Cards > Credit Cards > Apply Now.
  2. Enter details such as Mobile number, PAN and date of birth.
  3. Upload documents: Aadhaar, income and address proof for KYC.
  4. Select your card as per your needs.
  5. Submit the application.
  6. Bank reviews your details and documents.
  7. Track status via PayZapp or HDFC website.
  8. Receive & activate: Card is delivered, set PIN via NetBanking, Mobile Banking, or ATM.

Why Choose HDFC Bank Credit Cards?

Enjoy benefits such as:

  • Card options suited to different spending habits.
  • Rewards, CashBack and air miles options across different spending categories.
  • Easy management through NetBanking, MyCards dashboard or Mobile Banking.
  • Interest-free period.
  • Easy to track real-time spending.
  • Financial flexibility with SmartEMI, limit enhancements and upgrade invitations.

Apply for an HDFC Bank Credit Card now to avail yourself of all these benefits!

How to Apply for a Credit Card Easily?

Steps for Online Credit Card Application:

Apply Online

  • Step 1 - Provide & validate your Phone Number Date of Birth/PAN

  • Step 2- Confirm your details

  • Step 3- Select your Card

  • Step 4- Submit Receive your Card*

Let's do a quick eligibility check

Know about the requirements for credit card.

Salaried

  • Nationality: Indian

  • Age: At least 18 years

  • Income: Hdfc bank determines your eligibility based on annual income.

Self Employed

  • Nationality: Indian

  • Age: At least 18 years

  • Income: Hdfc bank determines your eligibility based on annual income.

Eligibility

Documentation Required

Eligibility

Keep the required documents ready when applying for a credit card online or at a bank branch.

  • Identity Proof: Passport / Aadhaar card / Voter ID / Driving licence / PAN card / Passport size photographs
  • Address Proof: Utility bills (electricity, water, gas, or telephone) / Rental agreement / Passport / Aadhaar card / Voter ID
  • Income Proof: Salary slips (for salaried individuals) / Income Tax Returns (ITR) / Form 16 / Bank statements

Testimonials

5 / 5

Sameer Sahu

Hands down one of the best credit cards in my opinion when it comes to cashback. Millennia is my primary card so I have accumulated a significant number of points. I usually convert the points to statement credit to get a reduced card bill. If you don't travel that often, go for the 1 k voucher as the milestone benefit.

5 / 5

Ankit Badoni

I was able to get the Swiggy credit card quickly as I was pre-approved. Applied online without having to submit any documents and got a decent limit as well. If you use Swiggy a lot, I'd definitely recommend this card since you also get cashback.

5 / 5

Aryan Vinod

The Pixel Credit Card is great for beginners, and I really like the cashback offers. I use it mostly for dining out due to the massive dineout discounts!

5 / 5

Merwyn Dsouza

The Millennia Credit card is a good core banking card especially if you're a beginner. I've been using the card for some time now and it's a no-fuss card. You can get cashback as cashpoints and redeem them for vouchers or statement credit. I got in touch with customer care for changing the billing date, they processed the request immediately.

5 / 5

Ritika Shewani

If you travel a lot, don't sleep on the Regalia Gold Credit Card. You get lounge access, 2% mark up on forex, and emergency hospitalisation cover for international travel…I book my flights through Smartbuy for additional cashback. Would also recommend activating Global Value Program for 1% cashback on international transactions. Totally worth it.

5 / 5

Yash Lad

I dine out quite often so I opted for the Swiggy Credit Card. Application process was surprisingly straightforward. No paperwork required, got a decent limit and also the physical card was delivered within a week. I would definitely recommend!

5 / 5

Amatulla Challawala

One of the best features of the Pixel Credit Card is selecting merchants that I often shop from, I can get more value out of the card. Also, this credit card can be easily managed through PayZapp.

5 / 5

Cynthia Dsouza

Got a pre-approved offer for Diners Club privilege recently. Since I was pre-approved, the application process was very quick.

5 / 5

Hetavi Tushar Shah

The MoneyBack+ Credit Card is great for frequent online shoppers and diners like me. It's a generally good card for everyday expenses. Easy online application process too.

5 / 5

Omkar Shankar Dhurat

I got the Tata Neu Credit Card RuPay variant mainly for UPI payments which also gives decent cashback as Neucoins which you can redeem for air travel, hotel booking, etc. I also got my limit upgraded through the customer care easily. Good card, good experience with customer support.

Frequently Answered Questions

A Credit Card in India is a financial tool issued by a bank or financial institution. It lets you borrow money up to a pre-approved limit. The bank pays the merchant for you, and you repay the bank later.

Credit Cards in States

Andaman & Nicobar Islands
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chandigarh
Chhattisgarh
Dadra & Nagar Haveli
Daman & Diu
Delhi
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala

Credit Cards in Cities

Abhirampur
Abohar
Abu Road
Adilabad
Adityapur
Adoni
Adoor
Adyar
Agar Malwa
Agartala
Agra
Ahmedabad
Ahmednagar
Aitawade Khurd
Aizawl
Ajmer
Akola
Alaknanda

Articles

Credit Card

Credit Card

What Are Credit Card Features And Benefits in India?

A Credit Card allows users to make online and offline payments without having to dip into their savings immediately.

Jun 17, 2025 •8 mins read
Read more
Credit Card

Credit Card

How To Pay With A Credit Card?

Paying for anything with a Credit Card, online or offline, is simple.

Jun 17, 2025 •5 mins read
Read more
Credit Card

Credit Card

What is the minimum due amount on a Credit Card?

The minimum due is the smallest amount you must pay to keep your Credit Card account active.

Jan 19, 2026 •10 mins read
Read more

Popular Searches

Shopping
Travel
Food

Here’s how to reach us

CallChatLocate

Core Products

Finance Calculators

Qr CodeDICGC Logo

HDFC Bank is registered with DICGC

https://www.dicgc.org.in