Popular Credit Cards for Contactless

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Diners Club Black METAL Credit Card

MINIMUM SALARY

2,50,000

Annual Fee

₹ 10,000

Benefits:
ShoppingDiningTravel

CashBack On:

  • SmartBuy & Dining

Features:

  • 10,000 Points On Quaterly Spends Of ₹4L
  • 6 Complimentary Golf Games
  • Unlimited Airport Lounge Access
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Diners Club Privilege Credit Card

MINIMUM SALARY

35,000

Annual Fee

₹ 1,000

Benefits:
LifestyleDiningTravel

CashBack On:

  • Swiggy, Zomato & SmartBuy

Features:

  • 'Buy One, Get One' On Bookmyshow
  • 5x Rewards Points On Swiggy & Zomato
  • 8 Free Airport Lounge Access Worldwide
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Freedom Credit Card

MINIMUM SALARY

12,000

Annual Fee

₹ 500

Benefits:
Lifestyle

CashBack On:

  • Big Basket, BookMyShow, OYO & many more

Features:

  • 10x Cashpoint On Select Merchant
  • Get Additional 10% Off via Swiggy Dineout
  • Up To 50 Days Of Interest Free Period
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HDFC Bank UPI RuPay Credit Card

MINIMUM SALARY

35,000

Annual Fee

₹ ₹250

Benefits:

CashBack On:

  • Cashpoint Redemption

Features:

  • Up To 3% Cashpoints On Daily, Utility & Other Spends
  • Interest Free Credit Period
  • Renewal Free Waiver
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Indian Oil HDFC Bank Credit Card

MINIMUM SALARY

12,000

Annual Fee

₹ 500

Benefits:
Fuel

CashBack On:

  • IndianOil XTRAREWARDSTM Program (IXRP) membership

Features:

  • Earn up to 50 Litres of Free fuel annually
  • Earn 5% of your spends as Fuel Points at IndianOil outlets*
  • Earn 5% of your spends as Fuel Points on Groceries and Bill Payments*
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Infinia Metal Credit Card

MINIMUM SALARY

5,00,000

Annual Fee

₹ 12,500

Benefits:
Lifestyle

CashBack On:

  • SmartBuy

Features:

  • Complementary Club Marriot Membership
  • Stay & During Benefit At Itc Hotels
  • 7 Global Personal Concierge Service
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IRCTC HDFC Bank Credit Card

MINIMUM SALARY

25,000

Annual Fee

₹ 500

Benefits:
TravelLifestyle

CashBack On:

  • SmartBuy & IRCTC

Features:

  • 5 Rewards Points On IRCTC Website And App
  • Gift Voucher Worth ₹500
  • Complimentary access to select IRCTC lounges
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Marriott Bonvoy HDFC Bank Credit Card

MINIMUM SALARY

1,00,000

Annual Fee

₹ 3,000

Benefits:
TravelLifestyleDining

CashBack On:

  • Marriott Bonvoy Points

Features:

  • Complimentary Stay At Marriott Bonvoy
  • Earn Up To 15,000 Points
  • Mariott Bonvoy Silver Elite Status
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Millennia Credit Card

MINIMUM SALARY

35,000

Annual Fee

₹ 1,000

Benefits:
LifestyleShoppingEntertainment

CashBack On:

  • Amazon, Flipkart, Myntra, Swiggy, Zomato & many more

Features:

  • 5% Cashback on Amazon, Flipkart, Myntra, Swiggy, Zomato and more
  • ₹1000 worth gift voucher on spends of ₹1 Lakh per calendar quarter
  • Get 10% Additional Discount On Swiggy Dineout
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MoneyBack+ Credit Card

MINIMUM SALARY

20,000

Annual Fee

₹ 500

Benefits:
LifestyleShopping

CashBack On:

  • Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket

Features:

  • 10x Cashpoints(3.3% Valueback) At Select Merchants
  • Gift Voucher Worth Upto ₹500 On Spends On ₹50,000 Per Calendar Quarter
  • 10% Additional Discount On Swiggy Dineout

Why Choose HDFC Bank Credit Card to Get Contactless Offers?

New Card Holder Benefits

Get exclusive benefits by signing up for an HDFC Bank Credit Card.

SmartEMI

Easy EMIs on Credit Card purchases of ₹2,500 or more Flexible repayment options.

Interest Rates

Choose from a wide range of cards designed to match your lifestyle and spending needs.

Contactless Payments

Quick tap payment option for offline transactions.

Apply for Contactless Credit Cards in India | HDFC Bank

With HDFC Bank Contactless Credit Cards, you can make safe and quick payments with a simple tap. You just have to tap your card on the POS terminal to complete eligible transactions without entering a PIN or signing (as per applicable guidelines).

This makes everyday payments faster, smoother, and more convenient, whether you are shopping, dining or travelling.

Benefits of HDFC Bank Contactless Credit Cards

HDFC Bank Contactless Credit Cards are designed to combine speed with strong security features.

  • Fast and convenient payments: Tap and complete transactions in seconds.
  • No PIN required for small transactions.
  • Secure payments with a one-time security code.
  • Cards can be used at merchant outlets displaying the contactless symbol.

How to Use HDFC Bank Contactless Credit Cards

Using a Contactless Credit Card is very convenient.

  • Check for the contactless symbol at the store or confirm with the merchant that Tap to Pay is available.
  • Tap your HDFC Bank Contactless Credit Card within 4 cm of the POS terminal.
  • Wait for the confirmation beep or message to complete your payment.

Eligibility Criteria for HDFC Bank Contactless Credit Card

To apply for a Contactless Credit Card, you must meet basic eligibility criteria:

  • Age: 21–60 years (salaried) or up to 65 years (self-employed).
  • Income: Meets the card’s minimum requirement.
  • Employment: Salaried or self-employed with a stable income source.
  • Nationality:  Indian.

To apply, select a suitable Contactless Credit Card and apply online on the official HDFC Bank website with basic details and documents.

Frequently Asked Questions

Yes, HDFC Bank offers Contactless Credit Cards across various categories, subject to eligibility.

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