Popular Credit Cards for ₹2 Lakh Salary

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Regalia Gold Credit Card

MINIMUM SALARY

₹ 1,50,000

Annual Fee

₹ 2500

Benefits:
TravelLifestyleShopping

CashBack On:

  • SmartBuy, Travel and eligible spends

Features:

  • Complimentary domestic airport lounge access
  • International airport lounge access through Priority Pass
  • Reward Points and milestone benefits on eligible spends
Apply NowKnow More
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Marriott Bonvoy HDFC Bank Credit Card

MINIMUM SALARY

₹ 1,00,000

Annual Fee

3,000

Benefits:
TravelLifestyleHotels

CashBack On:

  • Marriott stays, Travel and eligible spends

Features:

  • Complimentary domestic airport lounge access
  • Complimentary international airport lounge access
  • Marriott Bonvoy Points on eligible spends
Apply NowKnow More
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Tata Neu Infinity Credit Card

MINIMUM SALARY

₹ 1,00,000

Annual Fee

1,499

Benefits:
TravelShoppingLifestyle

CashBack On:

  • Tata Neu and eligible Tata brand spends

Features:

  • Complimentary domestic airport lounge access
  • Complimentary international airport lounge access
  • NeuCoins on eligible spends
Apply NowKnow More
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Shoppers Stop BLACK Credit Card

MINIMUM SALARY

₹ 70,000

Annual Fee

4,500

Benefits:
ShoppingTravelLifestyle

CashBack On:

  • Shoppers Stop and eligible card spends

Features:

  • Complimentary domestic airport lounge access
  • Complimentary international airport lounge access
  • Rewards and benefits on eligible Shoppers Stop spends
Apply NowKnow More
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HDFC Bank UPI RuPay Credit Card

MINIMUM SALARY

₹ 35,000

Annual Fee

₹ 250

Benefits:

CashBack On:

  • Cashpoint Redemption

Features:

  • Up To 3% Cashpoints On Daily, Utility & Other Spends
  • Interest Free Credit Period
  • Renewal Free Waiver
Apply NowKnow More
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Millennia Credit Card

MINIMUM SALARY

₹ 35,000

Annual Fee

1,000

Benefits:
ShoppingFuelCashbackDomestic LoungeTravelLifestyle

CashBack On:

  • SmartBuy, PayZapp & eligible spends

Features:

  • Domestic airport lounge voucher available on meeting applicable quarterly milestone criteria
  • CashPoints on eligible online and offline spends
  • Milestone benefits on eligible spends
Apply NowKnow More
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Diners Club Privilege Credit Card

MINIMUM SALARY

₹ 35,000

Annual Fee

1,000

Benefits:
DiningTravelEntertainment

CashBack On:

  • SmartBuy and eligible card spends

Features:

  • Domestic and international airport lounge vouchers
  • Lounge benefits subject to applicable spend criteria
  • Reward Points on eligible spends
Apply NowKnow More
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Tata Neu Plus Credit Card

MINIMUM SALARY

₹ 25,000

Annual Fee

₹ 499

Benefits:
TravelNeuCoinsLounge

CashBack On:

  • 1 NeuCoin = ₹1, redeemable on Tata Neu App

Features:

  • 2% Back as NeuCoins On Tata Neu And Partner Tata Brands Spends
  • Additional 5% Backs As NeuCoins On Selected Tata Neu Spends, Post Registering For Tata Neupass
  • 1% Back As NeuCoins On Other Eligible Non Upi Spends
Apply NowKnow More
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Pixel Go Credit Card

MINIMUM SALARY

₹ 25,000

Annual Fee

Lifetime Free

Benefits:
ShoppingDiningEntertainmentCashbackDigital

CashBack On:

  • Book My Show, MakeMyTrip, Zomato & many more

Features:

  • Lifetime Free- Available Online Only
  • Customizable Design & Billing Cycle
  • Manage Card Easily On Payzapp
Apply NowKnow More
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PIXEL Play Credit Card

MINIMUM SALARY

₹ 25,000

Annual Fee

Lifetime Free

Benefits:
DiningShoppingEntertainment

CashBack On:

  • Book My Show, MakeMy Trip, Zomato & many more

Features:

  • Lifetime Free- Available Online Only
  • Customisable Design & Billing Cycle
  • Manage Card Easily On Payzapp
Apply NowKnow More

Credit Cards by Salary Ranges

Credit Cards for ₹15K SalaryCredit Cards for ₹20K SalaryCredit Cards for ₹25K SalaryCredit Cards for ₹30K SalaryCredit Cards for ₹35K SalaryCredit Cards for ₹40K SalaryCredit Cards for ₹45K SalaryCredit Cards for ₹50K SalaryCredit Cards for ₹60K SalaryCredit Cards for ₹70K Salary

Credit Card Offers on Categories

Credit Card Offers on FoodCredit Card Offers on ShoppingCredit Card Offers on Travel

Credit Card Offers by Features

Credit Card Offers on Airport Lounge AccessCredit Card Offers on BusinessCredit Card Offers on CashbackCredit Card Offers on Co-BrandedCredit Card Offers on ContactlessCredit Card Offers on CorporateCredit Card Offers on FuelCredit Card Offers on GolfCredit Card Offers on Health & WellnessCredit Card Offers on International Lounge Access

Explore a wide range of HDFC Bank Credit Cards today!

Why Choose HDFC Bank Credit Card?

New Card Holder Benefits

Get exclusive benefits by signing up for an HDFC Bank Credit Card.

SmartEMI

Easy EMIs on Credit Card purchases of ₹2,500 or more Flexible repayment options.

Interest Rates

Choose from a wide range of cards designed to match your lifestyle and spending needs.

Contactless Payments

Quick tap payment option for offline transactions.

Best Credit Cards for ₹2 Lakh Salary: Unlock Premium Benefits

With an income of Credit Cards for ₹2 Lakh Salary per month, you become eligible for some of HDFC Bank’s most rewarding offerings: 

  • Digital Options: HDFC Bank digital cards like the Pixel Play Credit Card and the Pixel Go Credit Card can help you get digital-first rewards for online purchases and entertainment spending.
  • CashBack: HDFC Bank MoneyBack+ Credit Card or the HDFC Bank Millennia Credit Card can help you get accelerated CashBack on groceries, dining, popular online platforms, and more.
  • Lifestyle: HDFC Bank Freedom Credit Card to avail benefits on movies, dining, daily purchases, and more.

Key Benefits of Credit Cards for ₹2 Lakh Salary

Here are some benefits:

  • Premium Access: Complimentary domestic or international lounge entries on select cards.
  • Higher Rewards: Earn points or CashBack faster on spends.
  • Lifestyle Benefits: Dining, entertainment, and shopping offers.
  • Travel Privileges: Air miles, hotel discounts, and Insurance.
  • Digital Convenience: Manage your Credit Card easily through HDFC Bank NetBanking, MobileBanking or PayZapp.
  • Convenient EMIs: Use SmartEMI to break your bills into easy and affordable EMIs.

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