Why Choose Us?

Quick Disbursement

Overdraft Facility

Secure Convenient

Multipurpose Loan

More About Gold Loan

  • Seamless Application Process: Apply for a Gold Loan by completing the process through an HDFC Bank branch in Surat.
  • Competitive Rates: Access Gold Loan financing at applicable interest rates for pocket-friendly Equated Monthly Instalments (EMIs).
  • Multiple Repayment Options: Choose from a range of repayment options, based on your financial needs.
  • Flexible Tenure: Enjoy tenures ranging from 6 to 42 months.
  • No-End Use Restriction: Use the loan amount for a wide range of personal, business, agricultural or other financial requirements.
  • Secure Storage of Gold: Your pledged gold is stored securely in vaults throughout the loan tenure. 

  1. Visit an HDFC Bank branch in Surat or start the application online.
  2. Submit your gold for quality and value assessment.
  3. Complete required documentation.
  4. Choose your preferred repayment option.

EMI-Based RepaymentRepay the loan through regular instalments that include the principal and applicable interest over the tenure.
Bullet RepaymentRepay the principal and applicable interest together at the end of the 1-year tenure.
Overdraft FacilityAccess funds as needed from the sanctioned limit and pay interest on the amount utilised

Turn your gold into quick funds with an HDFC Bank Gold Loan in Surat. Enjoy fast approvals, safe gold storage, and repayment flexibility designed to support your financial goals. 

Apply Now

Documents required to get you started

Below is the Gold Loan list of documents

Identity Proof

  • Valid Passport
  • Valid Driving Licence
  • Voter' ID Card
  • Aadhaar Card issued by UIDAI
  • PAN Card or Form 60

Address Proof

  • Valid Passport
  • Valid Driving Licence
  • Voter' ID Card
  • Aadhaar Card issued by UIDAI

Make the most with HDFC Bank Gold Loan

Check Latest Gold Rate Across India!

HDFC Bank Gold Loan Offices

Find a Branch near you, Or Save a trip to your branch by checking our online facilities below

Incase you are located in a country where we are not present, please share your details here and we will get in touch with you.

22 Branches found

Ring Road - Surat

Utc Building, Ground Floor, Near Apple Hospital, Udhna, Darwaja, Ring Road, Surat, Gujarat 395002

Tel No.: 8320340242

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Adajan

Prime Arcade, 1St Floor, A-Tower, Anand Mahal Road, Adajan, Surat, Gujarat 395009

Tel No.: 7862071934

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Varachha

340 Upper Ground Floor, Plot No 255/A, Poddar Arcade, Khandbazar, Surat, Gujarat 395006

Tel No.: 8320839120

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Udhna

First & Second Floor, 12-12 Navrang Industrial Society, Sosyo Circle, Udhna Magdalla Road, Surat, Gujarat 395007

Tel No.: 9924489231

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Nanpura

Ground Floor, Sns Axis Building, Opposite Jeevan Bharti School, Near Mahavir Hospital, Nanpura, Surat, Surat, Gujarat 395001

Tel No.: 9016202504

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Ghod Dod Road

Hdfc Bank Ltd, Upper Ground, Shop No I1, 16 To 25, Sarela Shopping Center, Sarelawadi, Surat, Gujarat 395007

Tel No.: 7096616233

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Raghunandan Textile Market

Ground Floor , 1007A To 1009, Raghunandan Textile Market, Opp. Rathi Palace, Ring Road, Surat, Gujarat 395002

Tel No.: 7862050418

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Sachin Surat

Plot No 1084 Road No 4 And 6, Gidc, Sachin, Surat, Gujarat 394230

Tel No.: 8320340242

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Athwagate

Hdfc Bank Ltd, Vanita Vishram, 1St Floor, Opp.Dhiraj Sons, Athwagate, Surat, Gujarat 395007

Tel No.: 8460706830

MONDAY TO FRIDAY 9.30 AM TO 3.30 PM. CLOSED ON 2nd & 4th SATURDAY OF EVERY MONTH.

Frequently Asked Questions

The HDFC Bank Gold Loan amount in Surat is calculated based on the weight, purity and prevailing market value of your gold. Per RBI guidelines, the Loan-to-Value (LTV) for Gold Loans is 75%, i.e., if your gold’s value is ₹1,00,000, the maximum amount you can get against it will be ₹75,000.

Gold Loan in Other States

Gold Loan in Other Cities of Gujarat