Gold Loan in India
- Secure storage of pledged gold
- Flexible repayment options
- Funds for your varied financial needs
Pledge your gold jewellery or ornaments and get instant funds for personal needs, business requirements, agricultural expenses or emergencies. HDFC Bank offers competitive interest rates, flexible repayment options, and secure storage of your pledged gold in high-security vaults.
HDFC Bank provides flexible repayment methods to match your financial comfort:
| EMI-Based Repayment | Repay the loan through regular instalments that include the principal and applicable interest over the tenure. |
| Bullet Repayment | Repay the principal and applicable interest together at the end of the 1-year tenure. |
| Overdraft Facility | Access funds as needed from the sanctioned limit and pay interest on the amount utilised. |
Be it medical emergencies, wedding expenses, education fees, home renovation, agricultural investments or business expansion, a Gold Loan has you covered.
Apply for Gold Loan online
Below is the Gold Loan list of documents
An HDFC Bank Gold Loan is a secured loan where you pledge your gold jewellery or ornaments as collateral and receive funds based on its value and purity.
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