What is an HDFC Bank Gold Loan?

An HDFC Bank Gold Loan is a secured loan where you pledge your gold jewellery or ornaments as collateral and receive funds based on its value and purity.

How much HDFC Bank Gold Loan can I get against my gold?

The eligible loan amount depends on the weight, purity, and current market value of the gold. Per RBI guidelines, the maximum loan amount you can get against your gold is 75% Loan-to-Value (LTV).

What is the tenure of an HDFC Bank Gold Loan?

HDFC Bank Gold Loan tenures range from a 6 to 42 months.

Is my gold safe with HDFC Bank?

Your pledged gold is stored in highly secure and insured vaults under strict safety protocols throughout the loan tenure.

Apply for HDFC Bank Gold Loan in India – Quick Disbursal & Secure Financing

More About Gold Loan

Pledge your gold jewellery or ornaments and get instant funds for personal needs, business requirements, agricultural expenses or emergencies. HDFC Bank offers competitive interest rates, flexible repayment options, and secure storage of your pledged gold in high-security vaults.

Quick approval and disbursal
Minimal documentation and simple application process
Competitive Gold Loan interest rates
Flexible repayment options
Safe storage of pledged gold in bank vaults
Transparent charges with no hidden fees
Suitable for personal, business, and agricultural needs

Visit an HDFC Bank branch or start the application online.
Submit your gold for quality and value assessment.
Complete required documentation.
Choose your preferred repayment option.
Get instant approval and quick fund disbursal.

HDFC Bank provides flexible repayment methods to match your financial comfort:

EMI-Based Repayment	Repay the loan through regular instalments that include the principal and applicable interest over the tenure.
Bullet Repayment	Repay the principal and applicable interest together at the end of the 1-year tenure.
Overdraft Facility	Access funds as needed from the sanctioned limit and pay interest on the amount utilised.

Be it medical emergencies, wedding expenses, education fees, home renovation, agricultural investments or business expansion, a Gold Loan has you covered.
Apply for Gold Loan online

HDFC Bank Gold Loan Offices

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