Why Choose Us?

Quick Disbursement

Overdraft Facility

Secure Convenient

Multipurpose Loan

More About Gold Loan

  • Seamless Application Process: Apply for a Gold Loan by completing the process through an HDFC Bank branch in Barauni.
  • Competitive Rates: Access Gold Loan financing at applicable interest rates for pocket-friendly Equated Monthly Instalments (EMIs).
  • Multiple Repayment Options: Choose from a range of repayment options, based on your financial needs.
  • Flexible Tenure: Enjoy tenures ranging from 6 to 42 months.
  • No-End Use Restriction: Use the loan amount for a wide range of personal, business, agricultural or other financial requirements.
  • Secure Storage of Gold: Your pledged gold is stored securely in vaults throughout the loan tenure. 

  1. Visit an HDFC Bank branch in Barauni or start the application online.
  2. Submit your gold for quality and value assessment.
  3. Complete required documentation.
  4. Choose your preferred repayment option.

EMI-Based RepaymentRepay the loan through regular instalments that include the principal and applicable interest over the tenure.
Bullet RepaymentRepay the principal and applicable interest together at the end of the 1-year tenure.
Overdraft FacilityAccess funds as needed from the sanctioned limit and pay interest on the amount utilised

Turn your gold into quick funds with an HDFC Bank Gold Loan in Barauni. Enjoy fast approvals, safe gold storage, and repayment flexibility designed to support your financial goals. 

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Documents required to get you started

Below is the Gold Loan list of documents

Identity Proof

  • Valid Passport
  • Valid Driving Licence
  • Voter' ID Card
  • Aadhaar Card issued by UIDAI
  • PAN Card or Form 60

Address Proof

  • Valid Passport
  • Valid Driving Licence
  • Voter' ID Card
  • Aadhaar Card issued by UIDAI

Make the most with HDFC Bank Gold Loan

Check Latest Gold Rate Across India!

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Frequently Asked Questions

The HDFC Bank Gold Loan amount in Barauni is calculated based on the weight, purity and prevailing market value of your gold. Per RBI guidelines, the Loan-to-Value (LTV) for Gold Loans is 75%, i.e., if your gold’s value is ₹1,00,000, the maximum amount you can get against it will be ₹75,000.

Gold Loan in Other States

Andaman & Nicobar Islands
Andhra Pradesh
Arunachal Pradesh
Assam
Chandigarh
Chhattisgarh
Dadra & Nagar Haveli
Daman & Diu
Delhi
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Ladakh

Gold Loan in Other Cities of Bihar

Amarpur
Araria
Areraj
Arrah
Arwal
Aurangabad(Bihar)
Bagha
Bakhtiarpur
Baliya
Banka
Barh
Bausi
Begusarai
Behea
Ben
Benipatti
Benipur
Betiah

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